The Canada Workers Benefit (CWB) is one of the most important financial support programs designed for low-income workers across the country. In 2025, eligible Canadians can receive up to $2,739 as part of this refundable tax credit. The benefit is meant to provide relief to individuals and families who work but still struggle with basic living expenses.
What is the Canada Workers Benefit?
The Canada Workers Benefit is a refundable tax credit provided through the Canada Revenue Agency (CRA). Unlike some other financial aid programs, it is directly linked to your income tax return. This means that when you file your taxes, the CRA automatically assesses whether you qualify for the CWB.
The program consists of two parts:
- The basic amount
- The disability supplement
Both components ensure that individuals, families, and those with disabilities get financial assistance based on their income and household situation.
Who Can Qualify for the $2,739 Canada Workers Benefit in 2025?
To receive the CWB, applicants must meet certain eligibility requirements. These include:
- Being a resident of Canada throughout the year
- Being 19 years of age or older on December 31, 2025, or living with a spouse, common-law partner, or child
- Earning employment income below the maximum threshold set by the CRA
- Filing an annual income tax return
The benefit targets low-income workers who are employed and paying taxes but still fall under the income threshold.
How Much Can You Receive?
The maximum payment amount varies depending on your situation:
- Single individuals can receive up to $1,633, with the benefit phasing out as income exceeds $26,855 and disappearing at $37,474
- Families may qualify for up to $2,739, with phase-out beginning at $30,639 and ending at $49,391
- Individuals with disabilities may receive an additional $843 as a supplement, subject to income thresholds
Your final amount depends on your income, family size, and province of residence.
Payment Dates for the Canada Workers Benefit in 2025
The CWB is paid in advance quarterly installments to help workers throughout the year. For 2025, the scheduled payment dates are:
- January 10, 2025
- July 11, 2025
- October 10, 2025
These payments ensure that Canadians do not have to wait until tax season to receive financial relief.
How to Apply for the CWB in 2025
Unlike other benefits, you do not need to submit a separate application for the CWB. To receive it:
- File your income tax return with the Canada Revenue Agency
- Complete Schedule 6, which calculates your CWB eligibility and amount
- The CRA will automatically apply the credit and determine your payments
For more details and official updates, visit the Government of Canada’s website at canada.ca.
Final Thoughts
The $2,739 Canada Workers Benefit for 2025 is designed to provide much-needed financial assistance to low-income workers and families. By filing your taxes on time and meeting the eligibility requirements, you can benefit from this refundable tax credit and receive quarterly payments that help cover essential expenses.