The Singapore government has announced a new round of financial assistance for citizens under the Assurance Package and the Majulah Package. These initiatives aim to provide support for rising living costs, healthcare expenses, and retirement needs. Starting September 2025, eligible citizens will automatically receive cash payouts, MediSave top-ups, and CPF Retirement Savings Bonuses.
Overview of the Cash Payouts
The combined packages are designed to provide both immediate financial relief and long-term security. Cash payouts range from $400 to $950 depending on a citizen’s age, income, and CPF savings. The payments will be credited automatically to bank or CPF accounts, with no separate application required. Notifications will be sent through official channels only, including SMS from gov.sg or official letters.
Eligibility Criteria
Eligibility for these benefits depends on several factors:
- Citizens aged 21 and above are eligible for the cash payout
- MediSave top-ups are provided to citizens born between 1974 and 2003, with larger amounts for seniors born in 1973 or earlier
- Retirement Savings Bonuses are targeted at seniors born in 1973 or earlier who have lower CPF balances
- All recipients must be Singapore citizens and meet the respective income and CPF criteria
By structuring the payouts this way, the government ensures that support is directed toward those who need it most, from working adults to retirees.
Breakdown of the Cash Deposits
The September 2025 payouts consist of three main components:
- Cash Payout: $200–$600 for citizens aged 21 and above
- MediSave Bonus: $300–$500 for younger adults; $1,250–$2,000 for seniors
- Retirement Savings Bonus: $1,000–$5,100 CPF top-up for seniors with lower CPF balances
The total amount received will vary depending on individual circumstances, including age, income level, and housing type.
Assurance Package 2025
The Assurance Package was initially introduced to offset the effects of the GST increase and has been expanded in 2025 with a $1.9 billion boost. Key features include:
- One-time cash payout of $200–$600
- MediSave top-ups for children, adults, and seniors
- U-Save rebates for HDB households
- CDC vouchers and support for vulnerable groups, including self-help organizations and ComCare
These measures are part of a broader effort to provide steady support for households across different life stages.
MediSave and Retirement Savings Bonuses
The MediSave top-ups aim to help citizens manage healthcare costs:
- Citizens born 1974–2003 receive $300–$500
- Seniors born 1973 or earlier receive $1,250–$2,000
The Majulah Package focuses on retirement security, offering one-time CPF top-ups of $1,000–$5,100 and additional contributions for working seniors. In total, the package will benefit approximately 1.6 million Singaporeans.
Scam Safeguards
All payouts are automatic and do not require any applications. Citizens should note:
- Notifications are only sent via gov.sg SMS or official letters
- No third-party messages, emails, or WhatsApp communications will be sent
- Eligibility can be verified at govbenefits.gov.sg or through the official hotline 1800-2222-888
These measures ensure that funds are distributed safely and securely.
Impact of the Packages
The combined Assurance and Majulah Packages provide:
- Cost-of-living relief through direct cash payouts
- Healthcare support via MediSave top-ups
- Retirement security through CPF bonuses
- Inclusive coverage for working adults, families, and seniors
This approach strengthens Singapore’s social safety net while preparing citizens for future financial needs.